Build Real Skills in Liquidity and Solvency Analysis
Financial statements tell stories. But most people never learn how to read between the lines. We help you understand what those numbers actually mean for business survival—not just theory, but what works when cash runs tight and decisions matter.
Explore Our Program
Why This Matters More Than You Think
Look, anyone can memorize formulas. That's the easy part. The real challenge? Knowing which ratios actually matter when a company's balance sheet starts wobbling. We've seen too many analysts miss warning signs because they focused on textbook metrics instead of what actually predicts trouble.
Our approach comes from working with businesses during actual liquidity crises—not academic simulations. You'll learn to spot the patterns that precede cash flow problems, understand why some companies survive tough quarters while others don't, and develop judgment that goes beyond basic ratio analysis.
This isn't about certification badges or adding lines to your resume. It's about developing intuition for financial health that takes most people years to build. And honestly, that's what employers actually value when markets get choppy.
What You'll Actually Learn
We skip the fluff and focus on skills that matter when analyzing whether businesses can meet obligations or if they're heading toward restructuring territory.
Cash Flow Reality
Understanding the difference between profitable on paper and actually liquid. Most training ignores this gap—we start there because it's where businesses actually fail.
You'll work through scenarios where operating profit looks fine but the company still can't make payroll. This happens more than you'd expect.
Debt Structure Analysis
Not all debt is created equal. Some leverage arrangements give companies flexibility during downturns. Others create fragility that triggers cascading problems.
We'll show you how to assess covenant structures and understand which debt loads are manageable versus which ones are ticking time bombs.
Working Capital Dynamics
The boring middle of the balance sheet where most problems actually start brewing. Inventory that won't move. Receivables that age badly. Payables stretched beyond reason.
Learn to read these signals before they become obvious to everyone else. That's where analytical value lives.
How We Structure Learning
Foundation Building
We start with actual company financials—not sanitized textbook examples. You'll analyze real statements from businesses that faced liquidity challenges, seeing what the numbers looked like six months before problems became public.
Pattern Recognition
After you've seen enough examples, patterns emerge. Certain ratio combinations that signal trouble. Working capital trends that precede defaults. We help you develop this recognition through repetition with varied cases.
Applied Analysis
You'll build complete solvency assessments using live company data, defending your conclusions to peers who'll challenge your assumptions. This feedback process is where real learning happens—when you have to justify every analytical choice.
Learn From People Who've Done This Work
Our instructors aren't career educators. They've analyzed hundreds of companies through actual market cycles—the kind of experience that only comes from years spent evaluating credit risk and watching how businesses actually perform under stress.
Kateryna Oliynyk
Credit Analysis Specialist
Spent twelve years evaluating corporate credit for institutional lenders. Kateryna's seen every trick companies use to make financials look healthier than they are. She teaches you to look past the window dressing and find the actual story.
Bronte Ashford
Restructuring Analyst
Bronte works with companies after liquidity problems surface—helping them navigate workout scenarios and stakeholder negotiations. She brings perspective on what financial distress actually looks like from the inside, which changes how you read warning signs.